Browsing College of Computing and Information Sciences (CoCIS) by Author "Esselaar, Steve"

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    • Airtime to cash : unlocking the potential of Africa's mobile phones for banking the unbanked 

      Comninos, Alex; Esselaar, Steve; Ndiwalana, Ali; Stork, Christoph (International Information Management Corporation, 2009)
      This paper discusses how mobile phones may be used to extend banking services to the ‘unbanked’. Generally, many more people possess mobile phones than bank accounts across Africa. Mobile banking services are already offered ...

    • ICT usage and its impact on profitability of SMEs in 13 African countries 

      Esselaar, Steve; Stork, Christopher; Ndiwalana, Ali; Deen-Swarray, Mariama (University of Southern California, Annenberg School for Communication and Journalism, 2007)
      This article reports on a small and medium enterprise (SME) survey carried out by the ResearchICTAfrica (RIA) in 14 African countries. It argues that the negative return on investment reported in the literature can be ...